I (the participant) understand that I am solely responsible for having sufficient English language skills to be able to understand and follow the courses. I understand that no refund can be claimed if I am unable to understand, complete, or pass the course examinations because of my limited English language skills.
I acknowledge that my place in the programme will only be secured after I have paid the tuition fee that is issued when the TBA confirms my participation.
I am solely responsible for obtaining all and any valid legal documents (passport), which are required to travel to Canada. I am solely responsible for ensuring that my travel documents are in accordance with the requirements of Canada.
I understand that I will be subject to the laws of Canada, and I agree to educate myself about these laws and to completely comply with those laws on all levels. I understand that any kind of violation of laws can lead to an immediate expulsion from the programme, without refund. I also understand that I will be responsible for any legal costs (lawyer’s fees, court fees, etc.,), which will be incurred as a result. The TBA will not provide legal counsel or other support in such circumstances. Further, if the TBA incurs any costs that arise from these actions, the participants will reimburse the TBA fully for these costs.
I acknowledge and agree to inform myself about valid regulations about travel documents, visas, currency, customs and health regulations in order to enter the country of the programme. I am obliged to make sure that my documents and luggage meet the conditions of customs, health and other regulations of the country of travel.
The TBA strongly recommends against renting motor vehicles, such as motorcycles, mopeds, cars and all other motorized vehicles. The TBA recommends the use of public transport, such as metro, street car and taxi. However, if I do decide to operate a vehicle, the TBA has no responsibility for my safety and for costs that I may incur, and I participate in these activities at my own risk, being aware of the fact that additional insurance might be required.
I understand and acknowledge that there are some health risks associated with travelling abroad. I agree that I am personally responsible for obtaining all health information, instructions, consultations, and medical procedures. I also acknowledge that TBA is not responsible for any of my medical needs. I hereby authorize the TBA, its agents to place me at their discretion in a hospital or in the care of a local doctor for medical services and treatment, as they think fits the current problem. If necessary or recommended by a doctor, I also authorize the TBA management to transport me back to my home country by commercial airline or otherwise for medical treatment. I agree that I will be fully and solely responsible for any and all expenses, including transportation costs, treatment costs, and medical staff costs, associated with any kind of necessary medical care. I will indemnify the TBA for all costs incurred to the TBA that should arise from my medical treatments.
I understand that when I am participating in any free time activities, such as sports, tours, travel, or any other activities, either as part of the programme organized by TBA or on my own, I have responsibility for my own safety, health, and personal belongings. I am responsible for any liability for costs or difficulties that I may incur during the TBA programme.
I acknowledge and agree that if I become detached from the group during the programme due to failure to meet the programme group at any given time and place, I will accept all responsibility to seek out, contact, and reach the group at its next available destination. I understand and agree that I will bear all the costs involved in reaching back the group and that the TBA is not responsible for costs arising out of my failure to meet the programme group. In case that the TBA incurs any costs in connection with my failure to meet the programme group at an assigned time and place, I will completely reimburse the TBA for all costs related to that.
I understand that the TBA has the right to make cancellations, changes, or substitutions to the entire programme at anytime due to any reason.
I understand that the TBA is not responsible for the costs of replacing airplane tickets if my chosen carrier stops to operate for any given reason.
The TBA is not liable for a failure to perform its obligations, if failure to meet obligations is as a result of “Force Majeure”. Force Majeure is defined as an act of God (fire, earthquake, storm, hurricane or other natural disaster), war, act of foreign enemies, hostilities, rebellion, terrorist activities, government sanction, embargo, labor dispute, strike, interruption or failure of electricity (telephone service), etc. In such a case, the TBA will reimburse no refund due to me. The organizers also reserve the right to change the date of arrival and departure of travel.
I understand that if my participation in the programme is terminated by the Program Director due to whatever reason, I will be dismissed with no refund of fees. In such a case, I acknowledge and agree that I will be responsible for all further costs and expenses related to my return home. I also understand that if I leave the programme voluntarily for any reason, including illness, I will be responsible for all costs associated with my return home and there will be no refund of any fees.
I understand that if TBA’s programme contains any alcohol-related cultural event, this event is not compulsory and I will be responsible for any injuries or property damage arising in relation to my participation in the event. I further acknowledge and agree that I will only consume alcohol within my personal limitations and I will not do any acts that will negatively effect the prestige and reputation of my home university, the Toronto Business Academy or Ryerson University and any other person or institution related to the programme.
I understand and agree that there are unavoidable risks in studying and travelling abroad, and I confirm on behalf of myself, my heirs, administrators and assignees, not to sue the TBA, or its employees, officers and agents, for any damages or injury (including death) caused by, derived from, or associated with my participation in the programme, caused by my own mistakes or misfortune.
I agree to receive information updates before, during and after the programme from the TBA and that the TBA is entitled to give their partners (companies, law firms, institutions, media, etc.) access to the alumni network which includes my contact details.
I agree that the TBA might use my personal information, such as name and surname, country of origin or pictures taken of me during the time of the programme for further marketing purposes, such as on the webpage of the TBA or any printed marketing materials.
I acknowledge and agree that the organizer is not responsible for stolen luggage or personal items in the accommodation premises and classrooms of lectures or means of transport to different events (buses, etc.).
I acknowledge and agree that in the event of losing personal documents or if they get stolen and these documents are needed in the continuing programme or to depart from the country of travel, I should get new documents on my own expenses. The representative of the TBA can and will help with advice and support. I will be responsible for all costs associated with providing/acquiring new documents and all other costs related to that event.
I acknowledge and agree that all kinds of information in oral form does not oblige the TBA more than its statements in the programme or offers in written form. In case of doubt, the following is always considered valid: written offer, written information, and written explanation.
I acknowledge and agree that I have to purchase airline tickets by myself in order to arrive and depart the country where the program is being performed. I also bear all the costs of obtaining new airline tickets in case I am unable to attend the flight, for any given reason.
I confirm that personal information provided to the organizers is exactly the same as personal information on the participant’s legal documents (passport), which I have to carry with me during the programme. If I provide wrong information and this causes delay, extra expenses or ending of the programme, I am solely and personally responsible entirely for incurred costs to other participants of the programme, if they are incurred to the other participants. I will completely reimburse the TBA for all costs related to and incurred by that event.
I acknowledge and agree that I am personally obliged to respect the house rules of the accommodation and classrooms of lectures. I also agree to cooperate in good faith with the representative from the TBA. If I do not fulfill the obligations, I am solely held responsible towards the organizer of the program for the damage made. The organizer is not responsible for any damage the participant sustains in such circumstances. During the programme, each participant must act in a way that does not threaten the lives or health of all the other participants or organizers. If the participant behaves in way that does not comply with this stipulation the programme, the Director has a right to remove the participant from the continuing programme without compensation for any costs.
I acknowledge and agree that each participant has to make arrangements with his home institution on his or her own in order to be granted for credit (ECTS credits) for the passing of the programme. The TBA provides all the necessary documents that each participant needs in order for the programme to be recognized with ECTS points.
I acknowledge and agree that the TBA reserves the right to cancel the programme or change it. The TBA also reserves the right to cancel the programme at the latest 1 month prior the intended day of the beginning of the start of the programme, if not enough participants apply for it (the exact figure is stated it the contract of programme). If the organizer resigns from the contract during its execution, each participant has the right to get paid in proportion for the executed services.
In the case when the TBA would cancel the programme, each participant is entitled to be reimbursed in the full amount of the tuition. If the TBA cancels the programme, the participant is not entitled to be reimbursed for personal costs, such as purchase of airline tickets, etc. Neither is the organizer responsible for any kind of flight delays or for the costs associated with this event.
I certify that my agreement to the provisions contained herein is wholly voluntary, and I certify that I am at least 18 years old.
- To participate in all lectures and visitations planned by the TBA, attendance will be taken, and students not attending 95% of all lectures will not receive the certificate of completion.
- To complete all assigned readings and case work as assigned by professors
- To participate in all exercises and in the business plan competition
- To arrive on-time for all lectures and visitations as scheduled by the TBA
- To dress and conduct themselves in a professional mannerNote: below 60% is a failure at 6
Payment terms, Refund & Cancellation policies
A registration fee must be paid to the TBA’s chosen bank account within 8 days of the date when the TBA confirms your participation. This amount is non-refundable and it will be deducted from your tuition fee. In case of non-payment or delayed payment of the registration fee, the TBA has the right to cancel the confirmation and withdraw the student from the programme. If such an event occurs, the registration fee shall be refunded after the deduction of TBA’s administrative costs.
Full tuition fees must be paid at least 1 month before the start of the programme.
The participant has the right to resign from the programme and, in that case, when the participant resigns the contract with the TBA, the TBA has the right of a reimbursement of administrative expenses due to the cancelation of the contract and the costs incurred to due date. The level of the reimbursement of expenses depends upon the time when the participant has submitted a written resignation via e-mail or letter send via post office.
The level of non-reimbursement of expenses depends upon how soon before the beginning of the start of the programme the participant resigns the contract of participation in a written form:
When cancelling within 3 months of the start of the programme, 60% of paid tuition and accommodation fee excluding the registration fee is refunded.
When cancelling within 2 months of the start of the programme, 30% of paid tuition and accommodation fee excluding the registration fee is refunded.
When cancelling within 1 month of the start of the programme, 0% of paid tuition and accommodation fee excluding the registration fee is refunded.
* The above cancellation provision shall apply regardless of the reason for the cancellation. The registration fee is not refundable.
If the participant does not attend the programme or resigns the contract with the TBA on the first day of programme or even after the beginning, the participant is not justified to any reimbursement from the TBA. All the above cancellation provision shall apply regardless of the reason for the cancellation.
If during the programme the participant wishes to resign from the programme on his or her own, it is considered the participant has resigned from the contract of the programme, and, in such an event, the participant has no right of reimbursement of the tuition fee amount.
In the case when the participant does not provide and give correct information at application, he or she is responsible for all costs or consequences that occur due to false information. The participant’s application is binding. Each participant can resign from the contract only in accordance with the stipulations about the participant’s resignation from the programme. It is considered that the contract is valid with participant’s payment itself – regardless of the fact whether the contract is signed or not.
Compulsory Insurance Requirements
I have – and if I do not have, I will secure – health and accident insurance in accordance with the laws of the country I am travelling to during the programme, in line with requirements of the TBA to provide suitable coverage for any accidents, injuries or illness that I may sustain or experience while participating in the programme. I acknowledge and agree that I certify that I have confirmed that my health care coverage will sufficiently cover me while travelling outside my home country. I release on my behalf, my heirs, executors, administrators and assigns, that the TBA, its employees, officers and regents relinquish any responsibility or liability for expenses incurred by me for injuries or illnesses (including death) that may incur because of previously listed events.